Free · Built for first-time home buyers

Buying your first home, one clear step at a time

Answer a few questions about your money and what you're looking for. We'll show you what you can afford, then walk you through every step, from searching to getting your keys.

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No credit card Plain English, no jargon

Example results

After setup, you'd see:

$480k – $620k

the price range you can afford

Monthly payment estimate$4,375

Will lenders like your numbers?Yes, with room to spare

Savings for upfront costs7 months to go

These estimates come from the numbers you give us. They are not financial advice.

What you get

Everything below is free to use, with or without an account.

Your numbers, worked out for you

What you can afford, your estimated monthly payment, and whether you're ready, worked out from what you tell us, so you never have to do the math yourself.

A step-by-step roadmap

Eleven stages from “am I ready?” to life after closing, one screen at a time, with your progress saved as you go.

The confusing parts, explained simply

Contingencies, appraisals, closing costs, attorney review. The words that scare first-time buyers, in plain English.

Tools for the messy parts

A deadline tracker for your contract dates, a closing-cost breakdown, house ratings for comparing showings, and questions to ask any realtor.

Local pros on a map

Enter your zip code and see agents and inspectors near you, right inside the step where you need them.

Your info stays yours

We encrypt your financial details. You can edit them whenever you want, or delete them.

The whole journey, mapped

Eleven stages, start to finish. Most buyers only see them one at a time.

Open any step in any order. We keep track of where you left off.

Tailored to how you're buying

A condo isn't a co-op, and a VA loan isn't a conventional one. Your answers change the steps you see and the numbers you get.

Single-familyCondoCo-opTownhouseMulti-familyConventionalFHAVAUSDA

Your home type changes the road

Board approvals, HOA fees, inspections for multi-family. The steps adapt to what you're buying.

Your loan type, handled

FHA, VA, and USDA come with their own rules and fees. If they apply to you, they're in your numbers.

Change your mind, everything updates

Change your down payment or your loan type and the estimates update.

We're a guide, not a lender, broker, or agentEstimates are clearly labeled, and none of it is financial adviceFreewhile we're in early access

See what you can afford

Setup takes about five minutes, and you don't need an account to start.

Start free without an account →