Phase 2
Turn "I think I can afford this" into a real number
This is where you go from estimating to knowing: getting pre-approved, understanding your loan options, and locking in a clear budget.
Learn the difference, and why it matters when you start touring homes.
Exactly what your lender will ask for when you apply for pre-approval.
A clear walkthrough of the application from first call to approval letter.
How your selected loan type stacks up: down payment, credit minimums, and trade-offs.