Every closing cost, itemized in plain English
What you're actually paying for in that final number.
Closing costs typically include the lender's origination fee, the appraisal fee, title insurance, attorney or escrow fees, prepaid property taxes and insurance, and recording fees. None of these should come as a surprise if you've been following along, but seeing them all itemized together for the first time can still be a lot. This step breaks down what each line actually means and why it's there, built from your own purchase price and down payment.
This step is general educational guidance, not legal, financial, or real estate advice — your contract terms, deadlines, and local requirements always take precedence, so confirm specifics with your licensed professionals. Read our full disclaimer.