Property taxes
Property taxes in District of Columbia
District of Columbia's effective property-tax rate is about 0.888%of a home's value per year, about the same as the U.S. average of 0.888%. Here's what that costs at different prices, how the tax works, and where to save.
How much are property taxes in District of Columbia?
At 0.888%, here's the estimated annual and monthly property tax by home price in District of Columbia:
| Home price | Per year | Per month |
|---|---|---|
| $200,000 | $1,776 | $148 |
| $300,000 | $2,664 | $222 |
| $400,000 | $3,552 | $296 |
| $500,000 | $4,440 | $370 |
| $750,000 | $6,660 | $555 |
| $1,000,000 | $8,880 | $740 |
~0.89% US average (2024 ACS) — varies by state and county. Source: Construction Coverage 'Where Are U.S. Property Taxes Highest?' (2026 ed.), US Census 2024 ACS effective owner-occupied rate; pub. 2026-02-09.
What 0.888% means for your monthly payment
On the $400,000 example home, District of Columbia's rate works out to $296 a month — about 10% of the $2,933 total monthly payment. Lenders count that against your income, so it directly limits the price you qualify for.
At the U.S. average of 0.888%, the same home would cost about the same in tax anywhere else.
Illustrative — a $400,000 single-family home, 10% down, conventional loan, good credit, at an assumed 6.75% rate. Your real figures come from your Loan Estimate. ~0.89% US average (2024 ACS) — varies by state and county. Source: Construction Coverage 'Where Are U.S. Property Taxes Highest?' (2026 ed.), US Census 2024 ACS effective owner-occupied rate; pub. 2026-02-09.
How the tax is assessed and collected, and the exemptions and appeals that can lower it, work much the same wherever you buy — how property tax is collected, and ways to lower it.
Factor District of Columbia taxes into what you can afford
Property taxes are part of the monthly payment lenders measure against your income, so a higher rate lowers the price you qualify for. See your real numbers:
See your real numbers for District of Columbia
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